I’m dropping the B-word today. BUDGET! There, I said it. It’s funny how this simple 6 letter word has the power to strike fear into the hearts of some and cause serious indigestion for others. If your heart is fluttering and your stomach just lurched, then you’re not alone. I’ve been there.

Despite it’s reputation for being boring, time consuming, and out-right tedious, creating a budget can actually be a liberating experience. You’ll have a plan for your money — so no more sleepless nights.

how to budget your money

Keeping on track with a budget can show you where your money goes and help you plan for life — maybe you’re saving for a home, buying a car, going on vacation, saving for school, getting out of debt, starting an emergency fund, or just finding ways to save money. Whew!

It was, after all, through expense tracking that I managed to pay off my student loan in six months and started investing in a couch potato portfolio. Mind you, by tracking spending I also discovered I was spending $75 a month on olives. For real. OLIVES!

A simple budget can help you reach your financial #goals sooner — with less stress and worry.

How to Budget Your Money {Beginner Series}

I want to make budget planning fun because it’s your money, and if you do the work you’ll get 100% of the benefits. Promise.

What is a budget? A budget is just a financial plan for tracking the flow of money into and out of your life. The idea is to find the sneaky money outflows, plug the costly leaks, and save more of the inflowing cash for the stuff the really matters in your life. A budget will also expose any mindless spending habits and help you to better plan your money goals.

This series can help you:

  • Get started
  • Reach financial goals
  • Get out of debt
  • Deal with freelance income, irregular work, gig economy work
  • Start investing

You can do this!
I believe in you.

Love love love,