Welcome CFRB Listeners Looking To Save Money!


I did a live call-in radio show today on CFRB 1010 with The Motts (Carol and Paul) in Toronto. The interview was amazingly fun and I fielded calls from a diverse group of Torontonians ranging from students to seniors looking to save some dollars. We chatted about my new book 397 Ways To Save Money (download a free excerpt here) and discussed how to save money on laundry.

After the interview I remembered a few points I wish I had the brain capacity to share during the call so I thought I’d post them here in case CFRB listeners dropped by for more information.

Students Saving Tips

I believe it was Eric, the student, who was looking for ways to cut costs on school. Here are few big saving tips for students:

  • Reduce your taxes with tuition, education, and textbook amount credits. When your post secondary school issues you forms T2202 or T2202A be sure to claim all of these credits on your income taxes! Using these forms saved me THOUSANDS of dollars over the years I studied as both a full time and a part time student. If your income is too low to fully benefit from Education Amounts then do carry them forward to next year.
  • Claim your moving expenses. If you moved to go to school or to work, you may be able to claim your moving expenses and reduce your taxes. I’ve saved good money claiming this tax credit when I moved from Ontario to BC to study full time. See Moving Expenses for the full details.
  • Buy discount and secondhand textbooks. The internet is a beautiful place for students looking to cut costs on buying textbooks. The Canadian Capitalist did a post showing students how to Save On Textbooks.

Travel Tips for the Budget Conscious

I have a whole section on traveling tips in my book but due to time constraints on the call today I couldn’t get them all in. So here’s a quick list to get you flying for far less:

  • Go all-inclusive. Choosing an all inclusive resort vacation is the easiest way t stick to your budget, since you won’t have to plan for meal expenses and entertainment. An all-inclusive flight and resort package is about 20% less than the cost of booking separately.
  • Go in the off-season. Visiting a destination during its low season can often save you 30% to 40%.
  • Look for alternatives to a hotel. Booking an apartment or condo may be the cheaper for longer stays and vacations. House swaps are a bargain if you’re willing to let strangers stay in your place. Browse HomeForExchange.com, HomeXchangeVacation.com and VRBO.com for ideas and reviews of properties.

Laundry, Dishes, and Cracked Hands Oh My!

Radio listeners today loved to dish on dishes and save on laundry. Here are some tips for you!

  • Open the dishwasher door to air-dry dishes. Skip your dishwasher’s heat drying cycle and save on your total dishwashing energy costs by choosing the air-dry option or by opening the dishwasher door to air dry dishes after the final rinse. Savings add up depending the size of your family and the amount of dishes you do!
  • Use olive oil for cracked hands. Dabbing a drop of olive oil onto your dry cracked hands (and feet) is a frugal way to cut costs on hand lotions and potions. The bonus is that olive oil contains no weird chemicals and most people stock it in their kitchens – so it’s handy for hands.

Meeting The Motts today on CFRB was fun. I hope listeners enjoyed the tips and the giveaway winners love their free copy of my book!


  1. Canadian Capitalist June 8, 2009 at 4:09 pm

    Thanks for the mention Kerry. I think your book came out at the right time with so many people looking to save money and be frugal. Cheers!

  2. SilverEggplant June 8, 2009 at 5:24 pm

    Hi Fox,

    I just finished reading your book (which was excellent by the way)and I noticed a small thing which I thought I would bring to your attention in case you’re planning on publishing a second edition. On p. 23 you refer to claiming the cost of a safety deposit box as a “tax credit”, but it is actually a tax deduction and not a “credit”. I realize this a really small point but thought I’d share it with you, otherwise I thoroughly enjoyed reading it and great tips!

  3. Riscario Insider June 8, 2009 at 7:36 pm

    At BookCamp Toronto last weekend, authors got pointers on marketing their books. You’re certainly promoting yours well, Kerry.

    I had issues with cracked hands during winters for years. I tried various remedies including olive oil. Nothing worked as well as vaseline (petroleum jelly). Effective and frugal. Your mileage may vary.

    Since vaseline is sticky, you may need to wear light cotton gloves or socks overnight.

  4. Sagan June 9, 2009 at 9:25 am

    Love your tips- good idea with the olive oil!

  5. Kerry June 9, 2009 at 11:47 am

    @Canadian Capitalist Thanks CC! Yeah, I think the publisher (HarperCollinsCanada) was spot on with the timing of my book.

    @SilverEggplant Thank you for telling me about the credit/deduction lingo mixo. I’m so happy you enjoyed the book. 🙂

    @Riscario Insider Ohh wow BookCamp! I’m relieved to hear I’m doing something write, right? with this book thing. I’ve been using olive oil on my skin for years with good results. I do like petroleum jelly too, but gloves at night are indeed a MUST! I’ve also used Bag Balm (good for dog paws, human feet, and cow utters too. ) 😀

    @Sagan I’m sure the healthy nature of the olive oil would work well for you given your health conscious lifestyle! You are so fit!

  6. […] Separation Build Kerry has been interviewed and mentioned numerous times in major media including CFRB, The Globe & Mail, and various blogs. She mentions this publicity via Twitter (@squawkfox) and […]

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